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MyRupaya Grocery Discount Tool: Cut Grocery Bills on BigBasket, Zepto and Blinkit


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Grocery shopping is an unavoidable part of life. Be it a college student, office-goer, or homemaker, groceries easily take up 70–80% of monthly expenses. Apps like Zepto, BigBasket, Blinkit, and Amazon Fresh have made life easy, but costs can pile up fast.

Picture this — you start adding to your BigBasket cart and it doubles before checkout. That’s where smart shopping comes in.

MyRupaya’s Grocery Discount Finder turns grocery spending into monthly savings. It’s like earning cashback just for shopping smart.

In this guide, you’ll learn:
• How to use the Grocery Discount Finder smartly
• What MyRupaya generally offers shoppers
• Best credit cards to save on grocery apps
• Ways to reduce grocery bills using MyRupaya + credit cards
• Common FAQs from everyday shoppers

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How MyRupaya’s Grocery Tool Helps You Save


The concept is simple but powerful. Instead of wasting time on expired coupons, MyRupaya shows the best live discounts matched to your cards.

1. Best Grocery App Offers – Access verified offers for Zepto, BigBasket, Blinkit, Flipkart Grocery, and Amazon Fresh.
2. Match Offers with Cards – Different cards give varied cashback. For instance, HDFC Tata Neu Infinity gives 10% NeuCoins on BigBasket, while Amazon Pay ICICI offers 5% cashback on Amazon Fresh.
3. Stacking Benefits – Apply both Zepto promo and credit card rewards in one order. Example: Mix Zepto discount codes with HDFC cashback for dual savings.
4. Real-Time Updates – Grocery deals expire fast. MyRupaya ensures you see only valid, updated offers.

Whether you shop from Zepto, Blinkit, or BigBasket, MyRupaya always finds you the best way to pay.

What MyRupaya Generally Does


MyRupaya goes beyond groceries—it’s an all-in-one deal platform. It connects your spending with the best available offers.

It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Flight coupons and hotel discounts.
• Instant food delivery offers on Zepto and Swiggy.
• Top e-commerce cashback and coupons.

For groceries, it specializes in:
Zepto grocery savings – Instant Zepto offers & card deals.
BigBasket online shopping – Maximize NeuCoin and cashback returns.
Blinkit app offers – Identify Blinkit + card combo deals.
Amazon Fresh & Flipkart Grocery – View card + coupon-based discounts instantly.

To sum up, MyRupaya’s goal is to make sure you never pay full price.

Top Credit Cards for Grocery Shopping in 2025


Your credit card matters as much as your shopping app. Here are the top-performing cards for grocery buyers in 2025:

1. HDFC Swiggy Credit Card – Best for Instamart & Zepto


• Cashback: 10% on Swiggy & Instamart
• Other Benefits: Extra rewards on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)

Why it’s great: Zepto purchases often qualify for cashback under this card. Use alongside Zepto promos for maximum benefit.

2. HDFC Tata Neu Infinity Credit Card – Best for BigBasket & Blinkit


• Cashback: 10% NeuCoins via Tata Neu app on BigBasket & Blinkit
• Other Benefits: Discounts on hotels and electronics
• Annual Fee: ?1,499

Why it’s great: Earn NeuCoins usable directly for groceries or Blinkit orders.

3. HSBC Live+ Credit Card – Best for Online & Offline Groceries


• Cashback: 10% on both online & offline groceries
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999

Why it’s great: Ideal if you mix online orders with supermarket visits.

4. SBI Tata Neu Infinity Credit Card – Tata Neu Partner Card


• Cashback: Earn NeuCoins redeemable across Tata brands
• Other Benefits: Savings on hotels, travel, and electronics
• Annual Fee: ?1,499

Why it’s great: Strong value for families using BigBasket monthly.

Amazon Pay ICICI – Lifetime Free Option


• Cashback: 5% on Amazon Fresh (Prime), 3% non-Prime
• Other Benefits: Extra cashback on Flipkart Grocery through Amazon Pay
• Annual Fee: ?0 – Lifetime Free

Why it’s great: Ideal for Amazon Fresh and Flipkart Grocery buyers.

Grocery Credit Card Comparison


Instead of tables, here’s the breakdown in paragraph format for SEO tools:

The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.

Frequently Asked Questions


Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.

Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.

Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.

Q4: Which is the best free grocery card?
? The zepto online Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.

Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.

Conclusion


Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder makes it smarter. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, every cart can cost less with the right strategy.

Cards like HDFC Tata Neu Infinity, HSBC Live+, and Amazon Pay ICICI are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and grocery discounts will always be one click away.

The smarter you shop, the more you save — and groceries are the perfect place to start.

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